STEP 1
It’s quick and easy.
Get approved for both your short-term bridge and long-term home loan in a single step. Get started now!
You no longer need to put up with the hassle of selling your old home before buying a new one, or worry about missing out on your dream home by losing out to a cash buyer. You can take control of the situation and dominate other buyers by making a cash offer (you’ll probably get a better deal, too) using a residential bridge loan.
You can even use a bridge loan to close on your new home if your current buyer fell through, or if you are retired and can’t quite qualify for a new home until your old home sells (since you are on a fixed income).
Move when you want, how you want, and buy the house you want. Our unique residential bridge loan program allows you to buy before you sell and make only one house payment for up to three months.
Gain the upper hand! Make a cash offer to win the bidding war. A cash offer will get the home you want at the best price in any type of market.
Eliminate contingencies, skip the showings and plan a convenient move. Don’t waste money on interim housing, storage and moving twice!
If your buyer falls through in your contingent contract, don’t give up on your dream home or cancel your moving plans. Now you CAN move before you sell.
Move now – don’t wait until your house sells just because you’re on a fixed income. You don’t need to liquidate your assets to buy your new home with cash, either.
It’s quick and easy.
Get approved for both your short-term bridge and long-term home loan in a single step. Get started now!
Dominate with
a Cash Offer
Cash offers generally win a bidding war and may enable you to pay less for a home. We provide documentation that you can pay with cash.
Draw Funds (or not!)
If your house sells before closing, skip the short-term loan bridge loan.
If your home hasn’t sold, draw funds and pay cash.*
Move at YOUR Convenience
Move when it makes sense for you – no interim housing, no storage, no stressful contingencies.
Sell Your Home for More
When your old house sells, pay off the bridge loan. Until then, defer payments on your short-term loan (up to 3 months) and make only ONE house payment.
*If your house sells and you do not need the bridge loan after all, you pay only a Credit Facility Fee. If you do take out a loan, this fee is credited toward your closing costs. Click here to learn more about the process.
Don’t worry about timing. Forget about stressful contingencies.
Save thousands in moving, storage and temporary housing costs.
No unnecessary red tape, no contingencies.
A cash offer is much more likely to be accepted.
Sellers often offer a lower price and/or more concessions to buyers who pay cash.
Your final mortgage will leverage your current equity to get you the best deal.
Let Us Introduce Ourselves…
Founded in 2006 by Jay Hurst and Scott Bialek, Hurst Lending & Insurance is still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!
At Hurst Lending, we offer unique loan programs like those mentioned on this page as well as great rates on conventional mortgages – but what makes Hurst Lending truly unique is our special expertise is problem solving. If there is a situation that is creating a barrier to getting a home loan or other logistical hurdles, we can often find a solution. Sometimes the solution is a short-term loan – other times it is another form of specialty loan. We are able to offer these loans by developing relationships with investors who have specific interests, and by lending our own funds for the short term loans described on this page.
Visit hurstlending.com to learn more about our parent company.
A Better Home-Buying Process
At Hurst Lending, we’re problem solvers. Over the years, we’ve talked with thousands of home buyers. In the process, we realized that the whole process of buying a home while selling another one is simply inefficient. Many people end up selling their homes for less than market value to avoid moving twice or losing their dream home. Others spend thousands of unnecessary dollars on temporary, housing, storage, and moving twice.
A couple years ago, we designed and began testing a better process – a smarter way to buy a home, reducing the stress and cost of buying, selling and moving. We have fine tuned our residential bridge loan program in our home state of Texas and soon plan to start rolling it out around the country. Home buyers using our short-term bridge loan loan program have gained financially in many ways:
Although interest rates are a bit higher on a short-term loan than on a conventional mortgage, the amount of money spent is quite low when because our offer is short-term. As a result, our customers find that they can move for the same cost, or even less, than with a conventional “sell then buy” approach – all with less inconvenience and stress and more control. Best of all they can gain the upper hand over other buyers and get their dream home!
If you are interested in learning more about the new, smarter way to buy a home, we’d love to tell you more. Give us a call at 877-405-3465 or contact us today.