We’re Expanding! Now offering residential bridge loans in Alabama, Colorado, Connecticut, Florida, Georgia, Idaho, Iowa, Louisiana, New Mexico, Oregon, Pennsylvania, Virginia, and Washington
Mortgage Rates
Loan Type | Rate | APR |
---|---|---|
30 Year Fixed | 4.375% | 4.50% |
15 Year Fixed | 3.875% | 4.00% |
Jumbo 30 Year Fixed | 4.750% | 4.88% |
FHA 30 Year Fixed | 3.875% | 4.38% |
VA 30 Year Fixed | 4.000% | 4.50% |
* Mortgage Rates as of 04/13/2018 12:29 PM. Rates quoted with 0% points with these assumptions. Not all programs are available in all areas or to all borrowers. |
What is a Residential Bridge Loan?
A “bridge loan” is a way of providing a financial “bridge” between two points in time. Residential bridge loans are most frequently used when a home owner wants or needs to buy a new home before selling their old one.
At ResidentialBridgeLoan.com, a division of Hurst Lending & Insurance, we specialize in residential bridge loans to home owners in Texas. Home buyers taking advantage of a residential bridge loan can benefit financially by applying the equity in their existing home toward the purchase of a new one, while avoiding the hassle of moving twice. While interest rates are a few points higher on a residential bridge loan than on a conventional loan, the amount of money spent may be quite low because the bridge loan is short-term.
Is a Residential Bridge Loan Right for Me?
Here are some scenarios where a residential bridge loan might be useful.
Growing Families
Down-Sizing for Retirement

Self Employed Bridge Loan
Buyer Fell Thru Bridge Loan
Why Get a Residential Bridge Loan from Us?
Repeat & Referred Business
Successfully Closed Loans/Year
Closed on our first home his morning and the process went great. Jay and his team do an outstanding job with communication and explaining everything along the way. For a first time buyer, they do a great job with every single step in the process.
Hurst got me a great deal. I bought a new home so initially I dealt with the builder’s “preferred lender.” I told my builder’s “preferred lender” what Hurst’s offer was and he stated “sounds too good to be true, you sure he has everything included in his gfe?” Well, it was true and I couldn’t be happier!
He beat our builder’s lender’s offer, was a whole lot easier and nicer to work with, answered our questions, and we closed on time. AND we got to work with Aggies all around.
We closed on our house with Jay in November. He did a great job for us as well. We had a few issues that were out of the ordinary, and he helped us get through underwriting on time and close on the original date.
Family Owned. Texas Proud.
Still A Family Business
Founded by Jay Hurst and Scott Bialek, Hurst Lending & Insurance is still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!
Texas Aggie Heritage
Hurst Lending is proud to be a part of the Texas A&M community. Co-founder Jay Hurst (’00), investor Dat Nguyen (’98), senior manager of loan processing Sonja Zadel (’93) and several other employees and investors have degrees from Texas A&M.

Hurst Lending has been named twice among the 100 fastest-growing Aggie companies.
Out of a desire to serve the Texas A&M community, Hurst Lending & Insurance created a division called AgsReward, which offers an Aggie Realtor Referral program, apartment loans, and other mortgage and insurance offers particularly relevant to the Aggie family. AgsReward is a sponsor and active participant on the Real Estate Forum on TexAgs.com.
Hurst Lending is also very proud that we have twice been recognized on the Aggie 100 list of fastest-growing Aggie-owned companies.
Not Just Lenders. Problem Solvers.
Lots of mortgage lenders can offer a good rate on a conventional loan. We can too – in fact, our rates are some of the best around.