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Buy Your New Home
Make a Cash Offer, Which May Win The Deal for Less
Move at YOUR Convenience
Choose Your Closing Date
Skip the Storage!
Sell Your House for Top Dollar
Pay Off Your Bridge Loan When It Sells
Moving for ease of lifestyle? You don’t need the hassle of moving twice.
A bridge loan may still allow you to close on your new home on schedule.
Need more space? With a bridge loan, skip the interim housing and second move!
Not only is a cash offer twice as likely to be accepted, sellers often accept a lower cash price (sometimes as much as 5% lower).
Save thousands in moving, storage and temporary housing costs.
Your final mortgage will leverage your current equity to get you the best deal.
Use equity to keep your new loan under the jumbo loan threshold and get better conventional loan rates.
Your bridge loan will have a slightly higher rate than your final mortgage, but because it is short-term, the amount of interest paid is small. Our unique business model also makes our transaction costs lower than most traditional lenders.
Don’t worry about timing. Forget about stressful contingencies.
Sellers will often offer concessions to buyers offering cash (and your offer is more likely to be accepted, too).
The urgency of timing your sale and purchase can lead to rushed (sometimes poor) decisions. Remove the time pressure and take control.
No unnecessary red tape, no contingencies.
Let us introduce ourselves
The Residential Bridge Loan experts behind ResidentialBridgeLoan.com represent a division of Hurst Lending & Insurance. We offer a smarter way to buy a home, reducing the stress and cost of buying, selling and moving. Home buyers using our bridge loan program benefit financially in many ways:
Although interest rates are typically a few points higher on a Bridge Loan than on a conventional loan, the amount of money spent may be quite low because the bridge loan is short-term. As a result, our bridge loan customers find that they can move for the same cost, or even less, than with a conventional “sell then buy” approach – all with less inconvenience and stress and more control.
If you are interested in learning more about the new, smarter way to buy a home, we’d love to tell you more. Give us a call at 877-405-3465 or contact us today.
A Family Business
Founded in 2006 by Jay Hurst and Scott Bialek, Hurst Lending & Insurance is still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!
At Hurst Lending & Insurance, we offer great rates on conventional mortgages – well below national averages in most cases – but what makes Hurst Lending truly unique is our special expertise is meeting specialized mortgage lending needs. If there is a situation that is creating a barrier to getting a home loan, such as employment status (1099 or self-employed), retirement/fixed income, the buyer fell out on your existing home, or other logistical hurdles, we can often find a solution. Sometimes the solution is a bridge loan – other times it is another form of specialty loan. We are able to offer these loans by developing relationships with investors who have specific interests, and in some cases by lending our own funds.
Visit hurstlending.com to learn more about our parent company.
